Get a free copy of your credit report every 12 months from each credit reporting company. Ensure that the information on all of your credit reports is correct and up to date.

Jun 11, 2024 · Find the official place to get a free credit report. See what information is in a credit report and how lenders and other organizations may use them.

Your credit report shows your credit history — how you handle money and pay your bills. It can affect whether you get a job, can rent an apartment, or get a credit card or loan.

This guide will help you understand the information that is included in your credit report, how credit reports are used, and how to maintain a strong credit report.

Jul 14, 2025 · Understand how credit reports and credit scores work, what your rights are, common issues with credit reports, and how to work with credit reporting companies.

Consistently reading your credit reports is one of the foundations of healthy credit and a good way to help spot potential identity theft. Below we’ve provided explanations of important sections of …

What is on a credit report? Your credit report can contain personal information, credit account history, credit inquiries, bankruptcy public records, and collections. This information is reported …

Your credit report includes identifying information — like your address and date of birth — and information about your credit history — like how you pay your bills or if you filed for bankruptcy.

Feb 21, 2025 · Equifax, Experian and TransUnion issue separate credit reports, which may contain information about your credit activity, payment history and the status of your credit …

What’s in your credit report—and why does it matter? A credit report is a snapshot of your financial life. Lenders, employers, insurers and landlords can make decisions based on the …