Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news at the intersection of tech, personal finance and consumer sentiment. Dashia investigates economic ...

The OpenSky® Secured Visa® Credit Card is one of the few credit cards that does not require a credit check or bank account for approval -- its main draw compared to competitors like the Discover it® ...

The OpenSky Secured Visa Card is designed primarily for consumers who have major negative items in their credit files. While secured credit cards can be a good option for bad-credit borrowers in ...

If you're looking for opportunities to build a positive credit score, consider a secured credit card. A secured credit card is a credit-building product designed for consumers with low credit scores.

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Secured credit cards and unsecured credit cards feature many similar benefits. Both types of credit cards have the potential to help you establish a credit history and build your credit score. They ...

If you have limited to no credit history or currently have a low credit score, you may not be eligible for most credit cards. Sure, you can use cash or a debit card, but these won't help you build ...

The Secured Chime® Credit Builder Visa® Credit Card is a no-annual-fee credit card designed for safe credit building. The card charges no interest, which makes for an incredibly rare offer in the ...

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

Secured credit cards require a cash deposit to establish your line of credit. The credit limit for a secured card is typically equal to the amount of the deposit. Secured credit cards can be used to ...

A secured card is a type of business credit card that requires a cash deposit as collateral, which serves as the card's credit limit. This type of card is often used by businesses that are new, have ...